With all these healthy routines they are missing one of the most important steps that play a very important role in one’s health and treatment that is to secure their future health expenses by taking a liable health insurance plan. Health insurance equipped the person to take all the treatment and hospitalisation at a reasonable rate.
Currently, the world is dealing with the deadly coronavirus which was originated as the very new virus in late December 2019 in the city of Wuhan, Hubei, China. Even at the time, its name was not known than the situation gain international media’s coverage when virus cases started reporting from other countries as well along with a sharp increase in the death rate due to the coronavirus. The WHO declared it as the global pandemic in March 2020, with about 118,000 confirm cases with 4921 deaths in 114 countries.
The superpower of the world, the United States of America become the worst affected country in the world. Till now the USA has recorded 4.9 million confirmed cases with about 160 thousand deaths has been registered so far. In this dangerous and high-risk time of the pandemic, health-conscious Americans are taking all the necessary precautions to keep themselves fit and healthy. From following a healthy diet to regular exercising, they are doing almost everything to keep themselves away from the virus and other contagious diseases.
Importance of Health Insurance Plan
About 30 million workers living in America lost their jobs so does their health insurance plan during the outbreak of COVID 19 pandemic. Thus, along with the financial burden the Americans has to face the health crises and expenses also. As coronavirus treatment is the costliest so the necessity of a good health insurance plan for American citizens is enormous.
- As the virus is new and unknown to scientists and doctors so the much study and research are not done on it as well as its vaccine formation time is still not confirmed so the treatment of virus is very expensive in different parts of the world. In America, thousands of dollars are required for the treatment of the corona patient. Because of these reasons, the need for good health insurance is essential.
- As not only coronavirus but various other deadly viruses like Ebola, Zika and other dangerous diseases surrounds us and requires a lot of dollars for testing and treatment of the disease, so it is very beneficial to equip with the best health insurance policy to ensure the proper treatment and care by the health official at a very minimal rate which was already given to the health insurance company.
- Health insurance also helps to maintain mental health along with the treatment of physical ailment. As the burden of disease and health problem is already on the mind of the patient so health insurance plan helps to detect financial burden from the mind and to maintain mental health.
As nothing is predictable in life, any unintended accidents can occur at any time of life. During these times health insurance plays a very vital role in saving our and our loves life.
As corona is also one disease which can enter in our lives at any moment of our life, so advance maintenance and preparations are very essential especially in American cities like New York where there is a large spread of the disease. The first step in the preparation is to avail the honest and liable health insurance plan.
Thus, along with following all the safety and hygiene protocols of Corona Virus, the person should also ensure the health insurance plan for themselves and their families. The Cities of New York and Boston are the worst affected so proper health insurance for its citizens is very essential.
Best Health Insurance Plan in New York
As the coronavirus claim a lot of deaths, some because of the lack of immunity while others due to the lack of money. The treatment and testing of Corona Virus are too expensive in New York city of America, the health insurance plays a vital role in ensuring treatment from the best doctors and the in the most renowned hospitals. The best insurance plans in New York health come under four categories.
These are bronze plan, silver, gold and platinum health insurance plans, all vary in its prices. There is government sponsor health insurance plan Medicare that comes at $ 1,005 for the single person, and for married couples, it can be bought at $ 1,354 under its qualified beneficiary plan. Medicare provides four types of the best insurance plan in New York health.
There is also Medicaid health insurance plan for poor families that cannot afford other health insurance plans. About 6% of New York residents are uninsured that compels officials to make some more good policies.
Best Health Insurance Plans in Boston
The Boston city in the United States is also one of the worst affected city that provides some of the most renowned health insurance plans. The best health insurance plans in Boston includes a basic life insurance plan that can be brought at $ 5,000 but its amount may variant with the age of the person. The Medicare Retiree Health insurance plan allows the usage of coverage even after the retirement.
There are many more such health insurance schemes offers both by the government officials as well as the private insurance companies. The Obamacare Health plan that is giving benefits to many Americans, is providing a lot of health insurance plans in different parts of America. These are some of the best health insurance plans in Boston that are making the lives of many citizens easy.
The Corona Virus Pandemic has put a halt to many things but it also brings the real condition of the health structure of many powerful countries. Even the most powerful and renowned country of the world, the United States of America is not able to control the virus initially that results in the thousands of deaths and millions of active cases. As well as millions of people lost their jobs and become unemployed.
In such a drastic and dangerous situation, the person’s health protector is a health insurance plan that protects the future of the person and makes it financially secured when such a disease or accident takes place. The Americans are looking for the best insurance plans that give them the most benefits of treatment and testing of the disease and by taking one of the health insurance plans our mind become peaceful without any worry of unpredictable tragedies of life.
Why Take Health Insurance Plans in Difficult Times